Oak Financial Services Limited

Mortgage broker · Watford · incorporated 2006

  • First-time buyers
  • Remortgage
  • Buy-to-let
  • Self-employed
  • Later life & equity release
  • Commercial

Contact details published by the firm

01923 817808 Visit oakfs.co.uk

Services mentioned on its website

When we checked oakfs.co.uk on 2026-09-13, Oak Financial Services Limited mentioned first-time buyers, remortgage, buy-to-let, self-employed, later life & equity release, commercial. This comes from the firm's own pages, not from an assessment by us — confirm directly that it handles your situation.

Checking Oak Financial Services Limited on the FCA Register

Its website gives Firm Reference Number 458639. We haven't verified this with the FCA. Search FRN 458639 on the FCA Register →

Questions to ask Oak Financial Services Limited

  1. Can you recommend mortgages from the whole market, from a panel of lenders, or from a single lender?
  2. Do you charge a fee? If so, how much is it and when is it payable?
  3. What deposit will lenders realistically want for the homes I'm looking at, and which first-time buyer schemes am I eligible for?
  4. How early should I start before my current deal ends, and could a product transfer with my existing lender be better value?
  5. How will the lender's rental stress test affect what I can borrow, and have you arranged limited-company buy-to-let mortgages before?
  6. How many years of accounts or tax calculations will lenders want to see for my income?

Frequently asked questions

Is Oak Financial Services Limited authorised by the FCA?

Oak Financial Services Limited's website gives Firm Reference Number 458639. We haven't checked this with the FCA ourselves, so search that number on the Financial Services Register to confirm the firm's current permissions before taking advice.

What types of mortgage does Oak Financial Services Limited mention?

On its own website, Oak Financial Services Limited mentions: First-time buyers, Remortgage, Buy-to-let, Self-employed, Later life & equity release, Commercial. Services change, so confirm directly that the firm handles your situation.

How do I contact Oak Financial Services Limited?

Oak Financial Services Limited's website is oakfs.co.uk and it lists the phone number 01923 817808.

Does Oak Financial Services Limited only work with clients in Watford?

Its registered office is in Watford, but many brokers advise by phone or video and take clients from further afield. Ask the firm which areas it covers.

General information, not advice. Mortgage Brokers List is a directory, not a broker, and nothing here is a recommendation. Contact details and services come from the firm's own website; its identity was matched by the Companies House number shown there. Is this your firm? See how to request a correction or removal.