Rate Financial Ltd

Mortgage broker · Leigh-On-Sea · incorporated 2022

  • First-time buyers
  • Remortgage
  • Buy-to-let
  • Self-employed
  • Bad / adverse credit
  • Shared ownership

Contact details published by the firm

01702 414222 Visit rate.financial

Services mentioned on its website

When we checked rate.financial on 2026-09-13, Rate Financial Ltd mentioned first-time buyers, remortgage, buy-to-let, self-employed, bad / adverse credit, shared ownership. This comes from the firm's own pages, not from an assessment by us — confirm directly that it handles your situation.

Checking Rate Financial Ltd on the FCA Register

Its website gives Firm Reference Number 986036. We haven't verified this with the FCA. Search FRN 986036 on the FCA Register →

Questions to ask Rate Financial Ltd

  1. Can you recommend mortgages from the whole market, from a panel of lenders, or from a single lender?
  2. Do you charge a fee? If so, how much is it and when is it payable?
  3. What deposit will lenders realistically want for the homes I'm looking at, and which first-time buyer schemes am I eligible for?
  4. How early should I start before my current deal ends, and could a product transfer with my existing lender be better value?
  5. How will the lender's rental stress test affect what I can borrow, and have you arranged limited-company buy-to-let mortgages before?
  6. How many years of accounts or tax calculations will lenders want to see for my income?

Frequently asked questions

Is Rate Financial Ltd authorised by the FCA?

Rate Financial Ltd's website gives Firm Reference Number 986036. We haven't checked this with the FCA ourselves, so search that number on the Financial Services Register to confirm the firm's current permissions before taking advice.

What types of mortgage does Rate Financial Ltd mention?

On its own website, Rate Financial Ltd mentions: First-time buyers, Remortgage, Buy-to-let, Self-employed, Bad / adverse credit, Shared ownership. Services change, so confirm directly that the firm handles your situation.

How do I contact Rate Financial Ltd?

Rate Financial Ltd's website is rate.financial and it lists the phone number 01702 414222.

Does Rate Financial Ltd only work with clients in Leigh-On-Sea?

Its registered office is in Leigh-On-Sea, but many brokers advise by phone or video and take clients from further afield. Ask the firm which areas it covers.

General information, not advice. Mortgage Brokers List is a directory, not a broker, and nothing here is a recommendation. Contact details and services come from the firm's own website; its identity was matched by the Companies House number shown there. Is this your firm? See how to request a correction or removal.