Torch Financial Limited

Mortgage broker · Cardiff · incorporated 2020

  • First-time buyers
  • Remortgage
  • Buy-to-let
  • Protection insurance

Contact details published by the firm

07904 776365 Visit torchfinancial.co.uk

Services mentioned on its website

When we checked torchfinancial.co.uk on 2026-09-13, Torch Financial Limited mentioned first-time buyers, remortgage, buy-to-let, protection insurance. This comes from the firm's own pages, not from an assessment by us — confirm directly that it handles your situation.

Checking Torch Financial Limited on the FCA Register

Its website says it is an appointed representative of Nagge Finance Limited, which takes regulatory responsibility for its advice. We haven't verified this with the FCA. Search Torch Financial Limited on the FCA Register →

Questions to ask Torch Financial Limited

  1. Can you recommend mortgages from the whole market, from a panel of lenders, or from a single lender?
  2. Do you charge a fee? If so, how much is it and when is it payable?
  3. What deposit will lenders realistically want for the homes I'm looking at, and which first-time buyer schemes am I eligible for?
  4. How early should I start before my current deal ends, and could a product transfer with my existing lender be better value?
  5. How will the lender's rental stress test affect what I can borrow, and have you arranged limited-company buy-to-let mortgages before?

Frequently asked questions

Is Torch Financial Limited authorised by the FCA?

Torch Financial Limited's website describes it as an appointed representative of Nagge Finance Limited, which means that firm takes regulatory responsibility for its advice. Check both names on the Financial Services Register before taking advice.

What types of mortgage does Torch Financial Limited mention?

On its own website, Torch Financial Limited mentions: First-time buyers, Remortgage, Buy-to-let, Protection insurance. Services change, so confirm directly that the firm handles your situation.

How do I contact Torch Financial Limited?

Torch Financial Limited's website is torchfinancial.co.uk and it lists the phone number 07904 776365.

Does Torch Financial Limited only work with clients in Cardiff?

Its registered office is in Cardiff, but many brokers advise by phone or video and take clients from further afield. Ask the firm which areas it covers.

General information, not advice. Mortgage Brokers List is a directory, not a broker, and nothing here is a recommendation. Contact details and services come from the firm's own website; its identity was matched by the Companies House number shown there. Is this your firm? See how to request a correction or removal.