A hand holding a small model house, in black and whitePhoto: Valeria Reverdo / Unsplash

Mortgage brokers in Lincoln

13 firms in Lincoln with evidence of arranging mortgages: either its own website, matched by its Companies House number, mentions mortgage services, or "mortgage" is in its registered company name. We haven't confirmed that any of them is authorised by the FCA, so use the “Verify on FCA Register” link before you take advice.

Remortgage: 4First-time buyers: 3Buy-to-let: 3Protection insurance: 3Self-employed: 2Later life / equity release: 1

Before you choose a broker: only firms authorised by the Financial Conduct Authority may legally advise on or arrange regulated mortgage contracts in the UK. Always check the Financial Services Register directly before proceeding.

Lincoln at a glance

House prices in Lincoln

In June 2026 the average price paid in Lincoln was £183,298, 0.5% lower than a year earlier and 8.1% higher than five years before. First-time buyers paid £164,525 on average, and buyers using a mortgage £183,110.

Detached£303,854
Semi-detached£203,901
Terraced£157,811
Flat£105,144

At the first-time buyer average, a 10% deposit would be £16,452 and a first-time buyer would pay £0 in Stamp Duty Land Tax; someone moving home at the overall average price would pay £1,166. Check a different price · How much could you borrow?

Source: UK House Price Index, June 2026, for the Lincoln area, which can cover more than the post town. Recent months are revised as more sales are registered. Contains HM Land Registry data © Crown copyright and database right 2026, licensed under the Open Government Licence v3.0.

Questions to ask any broker in Lincoln

  1. Can you recommend mortgages from the whole market, from a panel of lenders, or from a single lender?
  2. Do you charge a fee? How much is it, and is any of it payable before the mortgage completes?
  3. How are you paid by the lender, and could that affect which mortgage you recommend?
  4. What documents will you need from me, and how long does a lender's decision usually take?
  5. What is your firm's FCA reference number, so I can check it on the Financial Services Register?

A broker has to tell you the scope of its service and any fees before you go ahead. How to choose a mortgage broker · Find a broker for your situation · Mortgage calculators

Firms in Lincoln mention these on their own websites:

More towns in Lincoln